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If you don't, you run the risk of your account getting frozen or locked. This is because the Reserve Bank of India RBI had revised the master guidelines for PPIs in December of last year stating that these companies must convert all payment instruments issued by them to full KYC ones to keep them functioning normally, else "severe restrictions would be imposed on their usage".
There is slight reprieve though. Kanungo said that customers who remain non-compliant to its full KYC after the deadline will not lose money. If you have not completed the process, read on to find how you can do it.
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What is full KYC? Those users who signed up a couple of years ago, would have done so by verifying their mobile numbers. Minimum KYC comes with certain restrictions. For instance, according to Paytm's FAQ section, a minimum KYC customer will not be able to send money to other wallets or bank accounts, or keep more than Rs 10, in their wallet. However, in the revised circular, it stated that this had to be done by February 28, After this, enter the OTP that is sent to it.
You can do it either by setting up a meeting with a representative or visiting a KYC centre. After this, you get will get a call from Paytm to fix up an appointment with the representative.
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Do remember to keep your original Aadhaar card handy for the representative. You can visit any of these centres with your original Aadhaar card to complete the process. This is because 90 percent of their volumes come from minimum KYC accounts. Their cries have gotten even louder now that only two weeks remain for the February 28 deadline.
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So far, the central bank has not budged. So, if you like the majority of PPI users have only completed the basic or minimum KYC requirement, you'd better get a move on. Life after demonetisation has meant that many of us transact daily using PPIs and e-wallets, so it is better to be KYC-compliant than to have your accounts frozen or locked.
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No minimum orders required. Maximum discount is Rs. First time customer shopping through Bigbasket website or app can avail a maximum of Rs. They do have banks offer and wallet offers like paytm and mobikwik. Here are some coupons you can use:. Big basket app is quite intuitive and easy to use.
It has many features that make shopping on the app easier. At any time of the year, you will be finding combo offers and store offers in Bigbasket app. Particular stores like Fresho and brands like Surf excel, Horlicks, Boost will be giving combo and discounts every week. These promotions will be informed to you via a message to the mobile or an app notification. You can cancel your order any time before the cut off time of your slot.
You can pay with tickets for your Bigbasket order.
You can also pay half the money with cash and the remaining half with tickets. If you want to save yourself from the hassle of visiting the marketplace then Bigbasket brings you the solution and has revolutionized grocery shopping in India. It is a leading online food and grocery store in India. You can shop from an online catalog of several brand products from farm fresh fruits and vegetables, to organic products, beverages, meat, pulses, spices, personal care products and more.
It provides door step delivery and the best part of shopping in big basket is that you can pay through debit cards, credit cards or by cash. They offer four delivery slots where customers can pick their products delivery timings. Bigbasket offers discount coupons and deals making your shopping more ease. To avail more such discounts and coupons browse Shop Pirate and say no to long queues at the billing counter and parking woes at the supermarket. Slide down on your couch and access the entire grocery supplies from the online store and mobile app!
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